Cashflow & Finance

Guidance on managing your business finances and maintaining healthy cashflow. Articles cover payment collection, cost reduction, funding options and working with accountants.

Getting a Better Deal from Suppliers

Negotiate better supplier deals by understanding your needs and building long-term relationships that give you more bargaining power.

Getting Paid on Time

Small businesses in the UK are owed £18 billion in late payments, here's how to protect your cash flow and get paid on time.

How to Reduce Your Costs

Cut your business costs by trimming fixed expenses like salaries and overhead, or reducing variable costs from suppliers and equipment purchases.

How to Use an Accountant Efficiently

Maximize your accountant's value by setting clear expectations, avoiding unnecessary fees, and choosing the right qualified professional for your business.

Leasing or Buying Equipment

Weigh the pros and cons of buying versus leasing equipment for your small business.

Managing the Cash in Your Business

Keep cash flowing through your business with budgets, forecasting, and the key financial indicators you need to watch.

Planning for Your Retirement

Small business owners often skip retirement planning, but upcoming pension changes and rising state retirement age make it worth sorting out now.

Raising More Money

Different ways to raise money for your business, from bank loans to government guarantee schemes and other funding options.

Understanding Basic Accounts

Get a grip on your business finances by learning what basic accounts tell you about profit, cash flow, and tax obligations.